Firefly

The Shared Family Credit Card for College

Parents get 5% back on tuition, room & board via tax savings

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Students build credit and earn rewards

Apply Now

Apply Now

Apply Now

Benefit 1: Parents of students get 5% back on college


States offer education spending accounts (529 plans).

Using them for college lowers taxes on your income.

We manage the account. You just pay with our card.

Each year we give you a form to file with your taxes. No effort for you.

You get 5% ($500) back for Every $10,000 spent.

Benefit 2: No fees


Schools charge a 3% fee to pay with a credit card

With the Firefly Card you pay NO fees

Benefit 2: No fees


Schools charge a 3% fee to pay with a credit card

With the Firefly Card you pay NO fees

Benefit 3: Student Builds Credit & Gets Cashback

Benefit 3: Student Builds Credit & Gets Cashback


3% on Subscriptions

2% on Dining & Restaurants

2% on Gas

1% on Everything Else

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No Annual Fees

Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.

How the shared card works


1. Parent applies for card and uses it for college

2. Student uses the same card for everyday expenses

3. Parent can track and limit student spending


1. Parent applies for card and uses it for college

2. Student uses the same card for everyday expenses

3. Parent can track and limit student spending

Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.

Loved by Parents

Loved by Parents

Loved by Parents

"Firefly has really helped our family keep up with our expenses. And we love all the guidance it provides to our son in helping him build credit. It’s been really straightforward to use."

Laura V. and Jack V.

College Parents

"Firefly has really helped our family keep up with our expenses. And we love all the guidance it provides to our son in helping him build credit. It’s been really straightforward to use."

Laura V. and Jack V.

College Parents

"Firefly has really helped our family keep up with our expenses. And we love all the guidance it provides to our son in helping him build credit. It’s been really straightforward to use."

Laura V. and Jack V.

College Parents

Ready for Firefly?

Start your journey below!!

Apply Now

Happy woman in a green sweater holding a phone and looking up

Ready for Firefly?

Start your journey below!!

Apply Now

Happy woman in a green sweater holding a phone and looking up

Ready for Firefly?

Start your journey below!!

Apply Now

Happy woman in a green sweater holding a phone and looking up

About Us

We come from low-income backgrounds, attended Stanford, and worked at leading financial firms. We created Firefly to help parents and students ease financial burdens and get the support we once needed.

Join us to secure a better tomorrow for you and your family!

Apply Now

About Us

We come from low-income backgrounds, attended Stanford, and worked at leading financial firms. We created Firefly to help parents and students ease financial burdens and get the support we once needed.

Join us to secure a better tomorrow for you and your family!

Apply Now

About Us

We come from low-income backgrounds, attended Stanford, and worked at leading financial firms. We created Firefly to help parents and students ease financial burdens and get the support we once needed.

Join us to secure a better tomorrow for you and your family!

Apply Now